Jr. Credit Underwriter

D.R. Horton, Inc.

Austin, TX 78703

Posted 1 month ago

Job Description

*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

*D.R. Horton, Inc.*is currently looking for an _Junior Credit Underwriter_ in the Underwriting Department. The Junior Credit Underwriter clears loan conditions on files that have been previously reviewed by an Underwriter. Underwrites pre-defined Conventional Loans and performs select audits as required.

*Essential Duties and Responsibilities*include the following. Other duties may be assigned.

* Review loans daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead

* Prioritize files to meet departmental turn times

* Successfully train to review and underwrite select Conventional Loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team Lead

* Monitor deadlines identified by Underwriting Managers for actions necessary when conditions exist

* Initiate phone calls with Loan Processors, Mortgage Loan Originators or Underwriters to discuss loan files and conditions

* Maintain frequent contact with the Processors, MLO’s and Branch Managers to update loan and condition status

* Ability to work overtime

* Regular and reliable attendance

* Ability to review appraisals assigned to the Junior Collateral Underwriting Team

* Review and respond to internal and external audits

* Ability to occasionally travel overnight

* Perform audits as required

* Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

*Education and/or Experience*

* High school diploma or general education degree (GED)

* Four years related processing experience and/or training

* Ability to effectively communicate using strong written and verbal skills

* Possess strong organizational skills and be able to multi-task effectively

* Proficiency with MS Office and email

*Preferred Qualifications*

* Bachelor’s degree from four-year college or university preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

* Medical, Vision and Dental

* 401(K)

* Employee Stock Purchase Plan

* Flex Spending Accounts

* Life Insurance

* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

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**Job:** **Underwriting*

**Organization:** **Mortgage*

**Title:** *Jr. Credit Underwriter*

**Location:** *TX-Austin*

**Requisition ID:** *2105493*

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