Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment [and affirmative action] opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability.
Dickinson Financial Corporation is a family-owned bank with a long history of service to the communities in which we do business. Our two banks, Academy Bank and Armed Forces Bank, are committed to this philosophy of service to others, as well as, creating a diverse, equitable and inclusive environment that contributes to immediate results and the long-term success of people. We recruit a diverse mix of talented people to deliver Fast, East, and Personal service that is welcoming to all, helping us to achieve our vision of being the "Go2Bank", all while having fun and doing good things along the way!
This position is responsible for residential mortgage loan closing document preparation and coordination with National Title Companies or escrow agents to closing the Bank's loan with the customer. This position is also responsible for the funding, balancing, and booking of the loan and delivery to the investor.
Principal Accountabilities :
+ Prepare initial input and validation of all loan fees on Closing Disclosure for Loan Closer review.
+ Work closely with title companies to ensure closings are smooth and easy.
+ Initiate wires to the title companies for disbursement of the loans.
+ Run UCD for Fannie Mae and Freddie Mac Loans.
+ Ensure title companies adhere to closing policies and procedures by reviewing documents after closing and providing funding authorization.
+ To assist other department and fellow team members with their workloads to ensure a smooth production flow for loan applications, closings and deliveries.
+ Regular attendance required, working at the work site during regular business hours and/or assigned hours.
+ Other duties as assigned.
The requirements listed below are indicative of the skills, knowledge and ability required for success in this position:
+ High school diploma or equivalent required; Bachelor's Degree in related field preferred
+ 2+ years mortgage lending experience or equivalent coursework preferred
+ Possess the ability to use mortgage loan systems and software necessary to perform the duties.
+ Must possess the interpersonal skills to communicate with customers, vendors and fellow employees in a courteous and professional manner always
+ Proficiency in Microsoft Office (Excel, Outlook, Word)
+ Must work well in a fast-paced environment
+ Must be able to multi-task
+ Must show strong initiative
+ Possess good organizational skills
+ Possess a substantial knowledge of guidelines, procedures and regulatory requirements for all types of loans offered by the Bank
+ Possess the ability to use mortgage loan systems and software necessary to perform the duties
+ Excellent oral and written communication skills
+ Strong customer service skills
The work environment is typical of a standard office setting. The position is sedentary, exerting 0 -- 10 lbs. of force occasionally and/or a negligible amount of force frequently. It involves sitting most of the time but may also involve walking or standing for brief periods of time. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, marital status, gender identity, national origin, ancestry, protected veteran or military status, disability, pregnancy, genetic information or any other characteristic protected by applicable law. Armed Forces Bank and Academy Bank are equal employment/affirmative action employers. If you need accommodation for any part of the employment process because of a medical condition or disability, please send an e-mail to firstname.lastname@example.org or call 816-412-6081 to let us know the nature of your request.